UPDATE: at this time Jones Ward is not accepting new class representatives for the Kentucky class action. However, the lawsuit seeks to provide compensation for all Kentucky residents affected by the data breach. You do not need to take further action at this time to be part of the lawsuit. We recommend you monitor bank accounts and credit card statements for signs of unusual activity. ***
The data breach lawyers at Jones Ward PLC are assisting consumers across the country who are worried about a massive data breach by Equifax, which may affect more than 140 million people.
Data breach litigation, sadly, is a common reality in today’s world. Jones Ward has been involved in numerous data breach class action lawsuits in the past, including cases with Home Depot, Target and other major corporations. Equifax is a consumer credit reporting agency. The company, based in Georgia, possesses reams of personal information about you, even if you have never heard about them. Many companies try to save money by not using the latest technology to keep this information secure from hackers.
Risks of signing Equifax agreements
The remedy proposed by many companies affected by a data breach is to offer free or reduced-price creditor monitoring services. But with Equifax, this free service may require you to waive your legal rights, including the right to participate in a class action with thousands of other people. As many as 143 million consumers were affected by the breach, making a class action the most effective vehicle to pursue compensation. Equifax requires that certain of its customers agree to a process called arbitration, in which the parties give up their rights to a jury trial. Large companies often find ways to use arbitration to stack the odds against customers.
How a data breach may affect you
If your credit card or personal information is stolen by a hacker, it could wind up being used to purchase airline tickets in Dubai, cigars in Florida, or video game credits in Russia in a matter of hours. Those are among the types of purchases Jones Ward’s data breach team has seen in other hacker cases. Video game credits and in-app purchases are very common, because they can be made anywhere in the world and sometimes are transferrable between parties. Hackers may also use phone numbers to make unsolicited calls, or create duplicate cards using credit information. Some of these charges can be reversed on a credit card. It’s often harder to reverse charges on a debit card. Some of these charges may hurt your credit rating, especially if they result in overdraft fees or force you to cancel credit cards you have owned for numerous years. This will happen no matter where you are located, from Kentucky and Indiana to Florida, New York, New Jersey, California, Texas and elsewhere.
Check to see if you are affected by Equifax breach
Jones Ward does not recommend signing up for free credit monitoring. After all, why would you trust the company that exposed your personal information by hiring them again, essentially to protect you against themselves? However, you may want to check this page on the company’s website, https://www.equifaxsecurity2017.com, to determine if you are on a list of individuals harmed by the data breach.
Free consultation for Equifax data breach
If you think you may have been affected by the Equifax data breach, contact Jones Ward for a free consultation to learn about your rights. Contact attorney Alex Davis at 502-882-6000 or send an email to firstname.lastname@example.org.